Top 10 Best Bike Insurance in the USA

Bike insurance provides financial protection for your beloved two-wheeler against various risks such as theft, accidents, or damage. With numerous insurance providers available in the USA, it can be overwhelming to choose the right one. To help you make an informed decision, we have compiled a list of the top 10 best bike insurance providers in the USA. These companies offer comprehensive coverage, excellent customer service, and competitive premiums.

1. Progressive:

Progressive is a well-established insurance company that offers a wide range of coverage options for motorcycles. They provide customizable policies to meet the unique needs of individual riders. Progressive’s exceptional customer service, affordable rates, and various discounts make it a top choice for many bike owners.


GEICO, known for its catchy commercials, is a popular choice for motorcycle insurance. They offer competitive rates, excellent coverage options, and a user-friendly online platform for managing policies. GEICO provides additional benefits such as emergency roadside assistance and optional accessory coverage.

3. Allstate:

Allstate is a reputable insurance provider with a strong presence in the motorcycle insurance market. They offer comprehensive coverage options, including collision, liability, and medical payments. Allstate stands out with its innovative tools like the Rider Protection Package, which helps riders customize their coverage based on their specific needs.

4. Dairyland:

Dairyland is a specialist motorcycle insurance company that focuses exclusively on two-wheeler coverage. They have been in the industry for over 50 years and understand the unique risks faced by bikers. Dairyland offers affordable rates, flexible payment plans, and a variety of coverage options for different types of motorcycles.

5. Nationwide:

Nationwide is a well-known insurance company that offers reliable motorcycle insurance coverage. They provide flexible policies with options for bodily injury liability, property damage liability, and comprehensive coverage. Nationwide also offers features like accident forgiveness and coverage for custom parts and equipment.

6. Markel:

Markel specializes in motorcycle insurance and caters to a diverse range of riders, including sports bike enthusiasts and vintage motorcycle owners. They offer customizable policies, roadside assistance, and coverage for accessories and safety apparel. Markel’s expertise in motorcycle insurance makes it a top choice for motorcycle enthusiasts.

7. Safeco:

Safeco, a Liberty Mutual company, offers comprehensive motorcycle insurance coverage with flexible options. They provide coverage for a variety of bikes, including cruisers, sport bikes, and touring bikes. Safeco stands out with its diminishing deductible feature, which reduces your deductible amount for every claims-free policy term.

8. Foremost:

Foremost Insurance is another notable player in the motorcycle insurance industry. They offer coverage for a wide range of motorcycles, including off-road vehicles and scooters. Foremost provides flexible payment options, discounts for safe riders, and additional coverage for custom parts and equipment.

9. American Family Insurance:

American Family Insurance is a reliable choice for motorcycle owners seeking comprehensive coverage. They offer various policy options, including liability coverage, uninsured/underinsured motorist coverage, and medical expense coverage. American Family Insurance provides personalized service and flexible payment options.

10. Esurance:

Esurance, a subsidiary of Allstate, offers motorcycle insurance with affordable rates and customizable coverage options. They provide comprehensive and collision coverage, as well as optional coverage for accessories and safety apparel. Esurance’s user-friendly online platform allows for easy policy management.


When it comes to protecting your bike, having the right insurance coverage is essential. The top 10 bike insurance providers listed above offer reliable coverage, competitive premiums, and excellent customer service. Remember to consider your specific needs, budget, and the type of bike you own when choosing the best insurance provider for you. Always compare quotes and policy features to ensure you find the most suitable